Cash management is the process of collecting and managing cash flows from the operating, investing, and financing activities of a company. It is a key aspect of an organization’s financial stability. The process involves overseeing and regulating cash flows within a company, crucial for ensuring operational funds and overall financial stability.

Financial instruments involved in cash management contain money market funds, Treasury bills, and certificates of deposit. Companies and individuals offer a wide range of services available across the financial marketplace to help with all types of cash management. Banks are typically a primary financial service provider.

There are also many different cash management solutions for both companies and individuals seeking to get the best return on cash assets or the most efficient use of cash. Chief financial officers, business managers, and corporate treasurers are usually the main individuals responsible for overall cash management strategies, stability analysis, and cash related responsibilities.